

I mean you’re right about banks but your examples make no sense.
Banks generally don’t support 2fa, which is bad. Some banks (fidelity) still have character limits on passwords because they stores it in plaintext until recently so you could use it through the telephone system. They could implement a secure tap to pay system on your phones with enhanced security, rather than relying on Google to handle their job. And for credit cards themselves, switch to chip and pin.
“Banks don’t have mobile apps”?? “Signatures are secure”???🤡
You can change the provider to bitwarden.