New Zealand’s largest private health insurance provider (Southern Cross) is “run on not-for-profit principles”.

It’s not terrible, and seems to work. I guess the caveat is that their competition is a (mostly) functioning public healthcare system.

One of my devices uses three keys because out of the two local servers I have, they seem to go down every other month, so I need a failover.

Yep, This is taken straight from Facebooks advertisements circa 2018, maybe still today.

Put each character in a spans with random classes, intersperse other random characters all over the place also with random classes, then make the unwanted characters hidden.

Bonus points if you use css to shuffle the order of letters too.

Accessibility? Pffffft.