Your grandparents might be using the wrong reasoning but online banking will open them up to scams. It’s another vector for scammers to get access to their account.

Online banking, itself, is typically very secure. Social engineering is the biggest threat vector.

So you’re saying it’s not a lot for a lot?

Their target demographic doesn’t care about manuals. Their buyers either are most likely buying a status symbol and the ones who are actually looking to drive them are looking to emulate the F1 / IMSA experience where absolutely none of those cars are manuals