Literally called my bank right after seeing this post and they waived it on the spot. The official contract provision was not until 80% LTV but this was excellent advice!

Thanks, OP. I’ll raise a glass to you when I spend my extra $75/mo!

There was an interesting NatGeo article recently about something similar - the links between hypermobility, GI issues, long COVID and long COVID-like illnesses like MECFS, MCAS, etc. The links you provided are really fascinating and suggest maybe even a larger clustering of symptoms unified in a single genetic process.

You’re also getting ripped off because the restaurant owner is going to put a markup on the same exact product you could have gotten directly from the original restaurant.

I’d say you can drink a soup but you can’t easily drink a stew.